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Loan Schemes

Programmes / Loan Schemes

The Board is implementing the following loan schemes:-

(i)    Rajiv Gandhi Swavlamban Rozgar Yojna(RGSRY)
(ii)   Prime Minister Employment Generation Programme(PMEGP)


The details of the schemes are as under:


(i) Rajiv Gandhi Swavlamban Rojgar Yojna (RGSRY):Rajiv Gandhi Swavlamban Rozgar Yojna has been designed, developed and promoted by the Delhi Khadi & Village Industries Board, with the help of Government of NCT of Delhi, to provide the employment opportunities to the unemployed youths, artisans, trained professionals, skilled technocrats and entrepreneurs by promotion/expansion of permissible industries, professions, tertiary and service sector in the UT of Delhi.

 

1.   Eligibility:

            A. Any one of the following can avail loan under the scheme:-

                (a) School/College dropouts above the age of 18 years.

                (b) Individual entrepreneur.

                (c) Trade Professionals

                (d) Artisan

                (e) Small-Scale Industrial units which have total investment of plant, machinery and equipment not exceeding the ceiling prescribed for small scale units by the Central Government from time to time and must be located within the National Capital Territory of Delhi, shall also become eligible for financial aid of loan.

               (f) Passed out candidates from any technical/professional institute recognized by the Government or its authorized undertakings, without further training.

B.   Age Limit: 18 years to 50 years


2.   Jurisdiction, Purpose and Quantum of Assistance:-     

Financial aid as loan under these rules may be granted to the eligible projects pertains to any of the following groups/sector:-

i)      Secondary Sector (Tiny/Cottage Industries)

ii)     Tertiary Sector (Trade, Transportation, Hostels, Restaurants  without Liquor and Meat etc.)

iii)    Services Sector: (Under the ambit of various Terms & Conditions,    provisions of local bodies and Delhi Master Plan.)     


3.  Quantum of Loan:-

    i)The quantum of loan granted under this scheme, to proposed and functioning units shall not exceed Rs. 3,00,000 provided that concerned entrepreneur shall make at least 10% contribution of amount demanded as loan from the DKVIB. In case of weaker sections i.e. SC/ST/OBC/Ph.H. /Women/Ex. Servicemen, only 5% contribution of entrepreneur is required.

   ii)Loan shall not be sanctioned to such parties who have already been advanced any loan for the same or similar purpose by the Government or any Government controlled financial institutions and has not been repaid in full with interest or has been mis-utilized and/or misapplied.


4.  Subsidy:-

            Govt. of Delhi would provide subsidy @ 15% of the project cost subject to the ceiling of Rs. 7,500.00 per entrepreneur.  In case of more than one entrepreneur joining together and setting up a project under partnership, subsidy would be calculated for each partner separately, @15% of his share in the project cost, limited to Rs. 7,500.00 each partner. Subsidy component would be adjusted to the borrower’s loan account after a period of two years from the date of disbursement of loan. Subsidy component would be recovered from the borrower along with 18 % penal interest in cases where the loan amount has been found not utilized for the purpose for which it was released.


5.  Tenure of loans and Repayment :-

      (i) Every loan with interest thereon shall be repaid in full within 5 years in equal quarterly installments.  The recovery of loan may be started after a gap of 12 months from the date of release of loan amount. However, interest on released amount will be recoverable form the first quarter, from the date of release of loan amount. To ensure timely recovery, borrower shall provide equal nos. of post dated cheques for quarterly installments of Principle amount including interest due as on date of installment fixed by the Board. 

    (ii) The Borrower shall ensure for timely encashment of each and every cheque.  In case of any default, DKVI Board will be entitled to take  action against him / her and/or sureties as prescribed under the law.


6. Rate of interest:-

            The loan granted under this scheme shall bear interest as prescribed by the Govt. of NCT of Delhi from time to time.  The interest on loan will accrue from the date of its disbursement and where the loan is disbursed in installments, interest shall run on each installment from the date of disbursement of such installment. No interest subsidy.


7.  Utilisation of Loan:-

       (i) The borrower shall utilize the loan for the specific purpose for which it is advanced within three months.  However, Managing Director of the DKVI Board will be competent to grant maximum three months grace for the utlisation of amount released by the DKVI Board.  After six months, no further concession will be allowed and in case of non-utilisation of funds within the maximum permissible period, loan amount will be treated as mis-utilized and DKVI Board will be liable to make recovery of entire amount alongwith 18% interest or as prescribed from time to time by Delhi Govt.

     (ii) If the borrower utilizes the financial assistance received from the DKVI Board in violation of the provisions of  these loan rules or instructions of the DKVI Board, the amout of loan shall be treated as mis-utilised and shall invite interest @18% along with principal amount may be recovered.


8.   Security of Loan: -

           The applicant shall furnish a surety/security of one Govt. Servant may be either of the employee of GNCTD or of its autonomous bodies or Central Govt. Employees, working in Delhi.


9.  Training Details: - 

      Since the scheme envisages conversion of energy of school dropouts or those who have not gone beyond school education as well as of college dropouts, emphasis would be on skill formation/enhancement of the selected candidates selected by the Board. The primary purpose of imparting skills to the candidates is for enabling them to take up self-employment. The focus, therefore, will be on skill formation and entrepreneur development, basic component of which would be: -

         i.   Skill formation.

         ii.   Elements of book keeping.

         iii.   Simple knowledge of marketing.

         iv.  Acquaintance with product costing.

         v.   Familiarization with project financing by banks and other financial institutions.

 

10.  Marketing Support:-

            Under this scheme the following arrangements are proposed for extending marketing support to the beneficiaries who avail financial assistance under this Scheme. 

i)      Display of their products in Delhi Emporium as per availability of space.

ii)     DSIIDC/ Cooperative Stores can get the products manufactured by the selected  entrepreneurs and market the same in their own brand name.

ii)    Allowing such entrepreneur to participate in trade fairs particularly in Delhi Pavilion and in the exhibitions organized by Board or any other Govt. Organization.

iv)     Issue of certificate to the beneficiary unit to get the recognition in the market/society.


11.  Submission of  Application :-

            The applicant shall submit the application to the DKVI Board on the prescribed Loan Application Form which would be available very soon in the office free of cost.The loan application can also be downloaded from the website of  the Board and can deposit along with all essential documents.


12. Area of Implementation:-

           Under Rajiv Gandhi Swavlamban Yojna industrial/professional unit can be set up in any area comes under preview of Govt. of NCT of Delhi. In residential / non conforming areas loan for only those professionals/ industrial activities will be provided which are permitted under the Master Plan of Delhi for those areas. To set up a unit in non-confirming areas, the applicant will also submit  NO OBJECTION CERTIFICATE of High Power Committee constituted by Industries  Department, Govt. of Delhi and Municipal Corporation License (MCL), for the respective industry. In the case of professional / commercial activities the applicant should also submit  Registration Certificate from MCD for the concerned trade.


13.  Processing of Application:- 

               Applications received under the scheme will be dealt on First Come First Serve basis.

 

14.  Procedure for disbursement of loan under RGSRY :

            The Board receives applications from the citizens of Delhi who want to avail financial assistance available under the scheme.   After receiving the loan application, the Field Staff conducts the inspection of the worksite and recommends the case to the higher authorities for placing it before Loan Sanction Committee, if found eligible as per norms of the scheme.   The Loan Sanction Committee conducts interview of the applicants and decide the case accordingly.  After sanction, the sureties are verified and thereafter, completion of legal documents the amount is disbursed to the applicants.

  

  The list of Documents required along with the loan application form:

   a. Electoral Photo,Identity Card,copy of valid passport/Aadhaar Card of applicant are also acceptable as identity proof     

   b. Passport size attested photographs :two

   c. Education 

   d. Work Site detail

   e.  Electricity Bill(Residence)

   f.   (i) For Shop/ Business/Professions:Registration Certification from MCD

        (ii) Industrial unit in non-confirming area:  noc of  HPC & MCL 

   g. Affidavit in prescribed format, duly attested by the NOTARY PUBLIC.

========================================================================

 

Click below on the following link to see the details :


 Click to download the Guidelines of  Rajiv Gandhi Swavlamban Rojgar Yojna (RGSRY) 


Click to download the loan application form under RGSRY scheme

 

 

PRIME MINISTER’S EMPLOYMENT GENERATION PROGRAMME (PMEGP)

 

1. The Scheme 

             Government of India has approved the introduction of a new credit linked subsidy programme called Prime Minister‟s Employment Generation Programme (PMEGP) by merging the two schemes that were in operation till 31.03.2008 namely Prime Minister‟s Rojgar Yojana (PMRY) and Rural Employment Generation Programme (REGP) for generation of employment opportunities through establishment of micro enterprises in rural as well as urban areas. PMEGP will be a central sector scheme to be administered by the Ministry of Micro, Small and Medium Enterprises (MoMSME).  The Scheme will be implemented by Khadi and Village Industries Commission (KVIC), a statutory organization under the administrative control of the Ministry of MSME as the single nodal agency at the National level.  At the State level, the Scheme will be implemented through State KVIC Directorates, State Khadi and Village Industries Boards (KVIBs) and District Industries Centres (DICs) and banks.  The Government subsidy under the scheme will be routed by KVIC through the identified Banks for eventual distribution to the beneficiaries/entrepreneurs in their Bank accounts. 

 

 2.    Objectives

 

(i) To generate employment opportunities in rural as well as urban areas of the country through setting up of new self-employment ventures/projects/micro enterprises.  (ii) To bring together widely dispersed traditional artisans/ rural and urban unemployed youth and give them self-employment opportunities to the extent possible, at their place.  (iii) To provide continuous and sustainable employment to a large segment of traditional and prospective artisans and rural and urban unemployed youth in the country, so as to help arrest migration of rural youth to urban areas. (iv) To increase the wage earning capacity of artisans and contribute to increase in the growth rate of rural and urban employment.

 

 3. Quantum and Nature of Financial Assistance

 

 Levels of funding under PMEGP 

 

Category of the beneficiary under PMEGP

Beneficiary’s contribution (of project cost) 

 

Rate of Subsidy  (of project cost)

 

Area (location of project/unit)  

 

Urban

Rural

General Category

10%

15%

25%

Special (including SC / ST / OBC /Minorities/Women, Ex-servicemen, Physically handicapped, NER, Hill and Border areas etc.

 

05%

 

25%

 

35%

 

 Note:-

(1)    The maximum cost of the project/unit admissible under manufacturing sector is Rs. 25  lakh)

(2) The maximum cost of the project/unit admissible under business/service Sector is Rs. 10 lakh. 

(3) The balance amount of the total project cost will be provided by Banks as term loan.

 

4. Eligibility Conditions of Beneficiaries 

  1. Any individual, above 18 years of age.

  2. There will be no income ceiling for assistance for setting up projects under PMEGP.

  3. For setting up of project costing above Rs.10 lakh in the manufacturing sector and above Rs. 5
    lakh in the business /service sector, the beneficiaries should possess at least VIII standard pass educational qualification. 

  4. Assistance under the Scheme is available only for new projects sanctioned specifically under the PMEGP.

  5. Self Help Groups (including those belonging to BPL provided that they have not availed

    benefits under any other Scheme) are also eligible for assistance under PMEGP.

  6. Institutions registered under Societies Registration Act,1860.

  7. Production Co-operative Societies.

  8. Charitable Trust

  9. Existing Units (under PMRY, REGP or any other scheme of  Government of India or State Government) and the units that have already availed Government Subsidy under any other scheme of Government of India or State Government are not eligible.

 

4.1 Other eligibility conditions 

 

(i) A certified copy of the caste/community certificate or relevant document issued by the competent authority in the case of other special categories, is required to be produced by the beneficiary to the concerned branch of the Banks along with the Margin Money (subsidy) Claim.      .  (ii)  A certified copy of the bye-laws of the institutions is required to be appended to the Margin Money (subsidy) Claim, wherever necessary.    (iii) Project cost will include Capital Expenditure and one cycle of Working Capital.  Projects without Capital Expenditure are not eligible for financing under the Scheme.  Projects costing more than Rs.5 lakh, which do not require working capital, need clearance from the Regional Office or Controller of the Bank‟s Branch and the claims are required to be submitted with such certified copy of approval from Regional Office or Controller, as the case may be. (iv)  Cost of the land should not be included in the Project cost. Cost of the ready built as well as long lease or rental Work-shed/Workshop can be included in the project cost subject to restricting such cost of ready built as well as long lease or rental work shed/workshop to be included in the project cost calculated for a maximum period of 3 years only.   (v)  PMEGP is applicable to all   new viable micro enterprises, including Village Industries projects except activities indicated in the negative list of Village Industries. Existing/old units are not eligible

 

5. Negative List of Activities

 

 The following list of activities will not be permitted under PMEGP for setting up of micro enterprises/ projects /units.

 

a)      Any industry/ business connected with Meat(slaughtered), i.e. processing, canning and/or serving items made of it as food, production/manufacturing or sale of intoxicant items like Beedi/Pan/ Cigar/Cigarette etc., any Hotel or Dhaba or sales outlet serving liquor, preparation/producing tobacco as raw materials, tapping of toddy for sale.  

 

b)      Any industry/business connected with cultivation of crops/plantation like Tea, Coffee, Rubber etc. sericulture (Cocoon rearing), Horticulture, Floriculture. Value addition under these will be allowed under PMEGP 

 

c)      Any industry/business connected with Animal Husbandry like Pisciculture, Piggery, Poultry, etc.    

 

d)      Manufacturing of Polythene carry bags of less than 20 microns thickness and manufacture of carry bags or containers made of recycled plastic for storing, carrying, dispensing or packaging of food stuff and any other item which causes environmental problems. 

 

Note: 

(1) The Institutions/Production Co-operative Societies/Trusts specifically registered as such and SC/ ST/ OBC/ Women/ Physically Handicapped / Ex-Servicemen and Minority Institutions with necessary provisions in the bye-laws to that effect are eligible for Margin Money (subsidy) for the special categories.  However, for   Institutions /Production Cooperative Societies/Trusts not registered as belonging to special categories, will be eligible for Margin Money (Subsidy) for general category. 

 

(2) Only one person from one family is eligible for obtaining financial assistance    for setting up of projects under PMEGP.  The “family‟ includes self and spouse. 

 

 6. Implementing Agencies

 

6.1 The Scheme will be implemented by Khadi and Village Industries Commission (KVIC), Mumbai, a statutory body created by the Khadi and Village Industries Commission Act, 1956, which will be the single nodal agency at the national level.  At the State level, the scheme will be implemented through State Directorates of KVIC, State Khadi and Village Industries Boards (KVIBs) and District Industries Centres in rural areas.  In urban areas, the Scheme will be implemented by the State District Industries Centres (DICs) only. KVIC will coordinate with State KVIBs/State DICs and monitor performance in rural and urban areas.  KVIC and DICs will also involve NSIC, Udyami Mitras empanelled under Rajiv Gandhi Udyami Mitra Yojana (RGUMY), Panchayati Raj Institutions and other NGOs of repute in identification of beneficiaries under PMEGP.  

 

7. Financial Institutions

  1.    27 Public Sector Banks.
  2.  All Regional Rural Banks.
  3.   Co-operative Banks approved by State Level Task Force Committee headed by Principal Secretary (Industries)/Commissioner (Industries)
  4. Private Sector Scheduled Commercial Banks approved by State Level Task Force Committee headed by Principal Secretary (Industries)/Commissioner (Industries). 
  5. Small Industries Development Bank of India (SIDBI).

 8.  Identification of beneficiaries:

 

      The identification of beneficiaries will be done at the district level by a Task Force consisting of representatives from KVIC/State KVIB and State DICs and Banks.  The Task force would be headed by the District Magistrate / Deputy Commissioner / Collector concerned.  The Bankers should be involved right from the beginning to ensure that bunching of applications is avoided.  However, the applicants, who have already undergone training of at least 2 weeks under Entrepreneurship Development Programme (EDP) / Skill Development Programme (SDP) / Entrepreneurship cum Skill Development Programme (ESDP) or Vocational Training (VT), will be allowed to submit applications directly to Banks.  However, the Banks will refer the application to the Task Force for its consideration.  Exaggeration in the cost of the project with a view only to availing higher amount of subsidy should not be allowed

 

9. Bank Finance

 

 8.1 The Bank will sanction 90% of the project cost in case of General Category of beneficiary/institution and 95% in case of special category of the beneficiary/institution, and disburse full amount suitably for setting up of the project. 

8.2 Rate of interest and repayment schedule Normal rate of interest shall be charged. Repayment schedule may range between 3 to 7 years after an initial moratorium as may be prescribed by the concerned bank/financial institution.

 

10. Village Industry

 

   Any Village Industry including Coir based projects (except those mentioned in the negative list) located in the rural area which produces any goods or renders any service with or without the use of power and in which the fixed capital investment per head of a full time artisan or worker i.e. Capital Expenditure on workshop/ workshed, machinery and furniture divided by full time employment created by the project does not exceed Rs. 1 lakh in plain areas and Rs.1.50 lakh in hilly areas.  

 

11. Rural Area (i) Any area classified as Village as per the revenue record of the State/Union Territory, irrespective of population.

 (ii) It will also include any area even if classified as town, provided its population does not exceed 20,000 persons.  

 

 12. Modalities of on-line Process Flow of application and fund flow under the Scheme

12.1 Project proposals will be invited from potential beneficiaries at district level through press, advertisement, radio and other multi-media by KVIC,KVIBs and DICs at periodical intervals depending on the target allotted to that particular district.   The scheme will also be advertised /publicized through the Panchayati Raj Institutions which will also assist in identification of beneficiaries. 

 

12.2 Online applications will be mandatory and no manual applications will be allowed w.e.f. 01.05.2016.

 

12.3 There will be two separate online application forms for individuals and institutional applicants available on the portal.

 

12.4 Applicants will be provided with User ID and Password at the time of initial registration (application filing) for their use in tracking the status of their application.

 

12.5 Applicant will be provided with application ID on final submission.

 

12.6 Applicant’s Aadhaar number would be preferred and in case applications are being filed by institutions, the authorized person should furnish his Aadhaar number.  In case no Aadhaar number is available Pan Card of the individual/ Enterprise or operational Bank account number of the institution may be furnished.

 

12.7 One page online application form will have the provision for saving data entered at any stage.

 

12.8 Guidelines for filling up of each and every column will be provided alongside the application form.

 

12.9 A list of FAQs about the scheme as well online filing of application will be provided.  A short video showing the online filing of applications will also be provided.

 

12.10 There will be a link in the application form providing for enabling the applicant to prepare his own project report based on a template provided.

 

12.11 There will be a provision to upload the Photo and documents which are necessary for screening the application, before submitting the application.  These documents will include the following: a. Caste Certificate b. Special Category Certificate, wherever required. c. Rural Area certificate. d. Project Report. e. Education/ EDP/Skill Development training certificate   f. In case of Institutions self attested copies of the following are also required; 1. Registration certificate 2. Authorization letter/copy of bye-laws authorizing Secretary etc. to apply. 3. Certificate for Special Category, wherever required.

 

12.12 The application form/ PMEGP MIS portal will be mobile friendly.

 

12.13 After filing the application and uploading the required documents on the portal, the applicant will click SUBMIT button and the application will be finally submitted. The entire set of documents and application form will be electronically forwarded to the District Representative of KVIC, District Representative of State KVIB and the District Industries Centre of the concerned District.  

 

12.14 The nodal officer will do all the required correction in the application in consultation/cross checking with the applicant and also provide hand holding to the applicant at every stage. They will appraise the applications on same methodology as followed by Banks for approval of loan. Applications which do not conform to the scheme guidelines or which remain incomplete or irrelevant even-after consultation with the applicant will be rejected by the concerned Nodal Officer, recording reasons for rejection. Applicant can file grievance against such rejection to the State Director, KVIC.

 

12.15 A Task Force, consisting of the following members, will be set up to scrutinize the applications received by it.

 a. Dist Magistrate/Deputy Commissioner/Collector     - Chairman

 b. PD – DRDA / EO - Zilla Panchayat                      - Vice Chairman     

 c. Lead Bank Manager                                             - Member

 d. Representative of KVIC/KVIB/DIC                      - Member

e. Representative of NYKS/SC/ST Corporation           - Special Invitee

f. Representative of MSME-DI, ITI/Polytechnic          - Special Invitee

g. Representative from Panchayat                               - 3 members 

h. (To be nominated by Chairman/District Magistrate/  Deputy Commissioner/       

    Collector by rotation)

i. General Manager, DIC of the District                        -Member Convener

 

j. The District level Agencies (KVIC/KVIB/DIC) after the preliminary scrutiny will forward the finally corrected application simultaneously to the DLTFC as well as to one of the Financing Bank opted by applicant and the Lead Bank Manager (LBM).

 

12.16 The decision of the DLTFC will be conveyed on-line to the District Implementing Agencies (KVIC/KVIB/DIC) within 3 working days of the meeting electronically. The concerned Agency will within 48 hours of the receipt of decision of DLTFC forward the recommended application to the concerned Banks.

 

12.17   The Bank will appraise the projects and take their own credit decision on the basis of viability of each project.   No collateral security will be insisted upon by Banks in line with the guidelines of RBI for projects involving loan upto Rs.10 lakh in respect of the projects cleared by the Task Force. However, they will appraise projects both technically and economically after ensuring that each project fulfills inter alia the criteria of :-

i. Industry.

ii. Per Capita Investment

iii. Own Contribution

iv. Rural Areas (projects sponsored by KVIC/ KVIBs/DICs) and

 v. Negative list  

 vi. It is essential that the applications cleared by the District Task Force also fulfill these

      requirements at that stage itself so as to avoid delays in approval of loans in Banks.

 

12.18 The Banks will either sanction or reject the loan application within a stipulated period.  Sanction will be issued based on the online sanction letter and copies of the sanction order will be sent to the applicant (by e-mail/hard copy) as well as to KVIC/ KVIB/ DIC within 30 days from the receipt of DLTFC recommended application from the District Agencies. The prescribed EDP training is mandatory before releasing of loan by the Banks.

 

12.19    Applicants need not wait for sanction of loan but can undertake EDP training at any time after submission of the application form in consultation with State office of KVIC on payment of EDP charges. EDP will be run on self financing basis by KVIC. 

 

12.20 The applicant will deposit his own contribution and copy of EDP training certificate to the financing bank within 10 working days, of receiving the communication of his sanction of loan. 11.22. Bank will release the first instalment of the loan either in full or partly and submit the claim for Margin Money subsidy online through the on-line portal of Nodal Bank/KVIC Portal.

 

12.21 The online claim form will be automatically checked for the fulfillment of two conditions (i) the date  of release of first instalment is prior to the date of filing of Margin Money subsidy claim and (ii) the amount of first instalment released is more than the Margin Money subsidy amount claimed.  KVIC will validate the subsidy claim and upload on to the Nodal Bank portal within 3 working days.

 

12.22 Nodal Bank will transfer the Margin Money subsidy claim amount validated by KVIC to the respective financing bank branch within 24 hours of the receipt of validation.

 

12.23 Once the Margin Money (subsidy) is received in the Bank in favour of the loanee, within 24 hours it should be kept in the Term Deposit Receipt (TDR) of three years at branch level in the name of the beneficiary/Institution.  No interest will be paid on the TDR and no interest will be charged on loan disbursed to the corresponding amount of TDR. 

 

12.24 In case the Bank‟s advance goes “bad” before the three year period, due to reasons, beyond the control of the beneficiary, the Margin Money (subsidy) will be returned to the KVIC alongwith the interest. In case any recovery is effected subsequently by the   Bank from any source whatsoever, such recovery will be utilized by the Bank for liquidating their outstanding dues.

 

12.25 Margin Money (subsidy) will be ‘one time assistance’, from Government. For any enhancement of credit limit or for expansion/modernization of the project, margin money (subsidy) assistance is not available.

 

12.26 Projects financed jointly i.e. financed from two different sources (Banks / Financial institutions), are not eligible for Margin Money (subsidy) assistance.

 

12.27 Bank has to obtain an undertaking from the beneficiary before the release of Bank Finance that, in the event of objection (recorded and communicated in writing) by KVIC /KVIB/State DIC, the beneficiary will refund the Margin Money (subsidy) kept in the TDR or released to him after three years period.

 

12.28  Banks / KVIC / KVIBs / DICs have to ensure that each  beneficiary prominently displays the following sign-board at the main entrance of his  project site:-

 

………………………………..(Unit Name)

 

Financed By ……………… (Bank), District Name Under Prime Minister‟s Employment Generation   Programme (PMEGP) Ministry of Micro, Small and Medium Enterprises

 

13. Entrepreneurship Development Programme (EDP)   

 

 13.1 The objective of EDP is to provide orientation and awareness pertaining to various managerial and operational functions like finance, production, marketing, enterprise management, banking formalities, book keeping, etc. The EDP will be conducted through KVIC, KVIB Training Centers as well as Accredited Training Centers run by Central Government, NSIC, the three national level Entrepreneurship Development Institutes (EDIs), i.e., NIESBUD, NIMSME and IIE,  and their partner institutions under the administrative control of Ministry of MSME, State Governments, Banks, Rural Development and Self Employment Training Institutes (RUDSETI) reputed NGOs, and other organizations / institutions, identified by the Government from time to time.  EDP will be mandatory for all the PMEGP beneficiaries. However, the beneficiaries who have undergone EDP earlier of duration not less than two weeks through KVIC/KVIB or reputed training centers will be exempted from undergoing fresh EDP.  

 

14. Physical verification of PMEGP Units 

  100% physical verification of the actual establishment and working status of each of the units, set up under PMEGP, including those set up through KVIBs and DICs, will be done by KVIC, through the agencies of State Government and/or, if necessary by outsourcing the work to professional institutes having expertise in this area, following the prescribed procedures as per General Financial Rules (GFR) of Government of India.  Banks, DICs and KVIBs will coordinate and assist KVIC in ensuring 100 % physical verification.  A suitable proforma will be designed by KVIC for such physical verification of units.  Quarterly reports, in the prescribed format will be submitted by KVIC to the Ministry of MSME. 


To download application form along with details of  PMEGP Click on link below 
i)Click to download the Guidelines of Prime Minister Employment Generation Programme (PMEGP)

ii)Click to download the loan application form under PMEGP scheme

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Last Updated : 15 Jul,2019